Invest in Your Wellbeing
Transparent, Simple, Accessible Pricing
At Overcoming Waves Psychology & Counselling, we aim to make billing as clear, accessible, straightforward, and free of surprises as possible. Below you will find details about our session rates, insurance, and payment options.
Standard Therapy Sessions
Registered Psychologist (RPsych):
$235 per session
Standard sessions are 50 minutes, with 10 minutes reserved for documentation and review.
Other session lengths are available upon request: 1.5 hours, 2 hours (please contact us on how to book this)
Group Therapy
Group Therapy Session
(per person):
$110 per session
Reporting Writing
Report writing: 
$235 per 50 minutes or billed every 15 minutes at $58.75
We follow the fee guidelines set by the Psychologists’ Association of Alberta (PAA).
Sliding Scale Options
We know therapy is an investment, and we want to make support as accessible as possible. If finances are a barrier, please ask us about our sliding scale options. Availability is based on need and therapist capacity.
Direct Billing & Insurance
We are currently approved to direct bill:
AGA Financial Group Inc
GPM
Alberta Blue Cross
GroupHEALTH
Belairdirect (formerly Johnson Inc.)
GroupSource
Beneva Inc.
Industrial Alliance
BPA - Benefit Plan Administrators
Johnston Group Inc.
Canada Life
LiUNA Local 183
Canada Life - PSHCP
LiUNA Local 506
Canadian Construction Workers Union
Manion
Chambers of Commerce Group Insurance
Manulife Financial
CINUP
Maximum Benefit
ClaimSecure
MDM Insurance Services Inc.
Coughlin & Associates Ltd.
People Corporation
Cowan
RWAM Insurance Administrators
Desjardins Insurance
Simply Benefits
Equitable
SSQ Insurance
First Canadian
Sun Life
GreenShield Insurance
TELUS AdjudiCare
GMS Carrier 49
Union Benefits
GMS Carrier 50
UV Insurance
We are currently in the process of setting up direct billing with other insurance companies. Please ask us about our current status. In the meantime, we will provide you with a detailed receipt that you can submit to your insurance provider for reimbursement. You may also be able to claim therapy as a medical expense on your taxes—please confirm with your accountant.
Questions to Ask Your Insurance Provider:
Do I need a doctor’s referral?
How many sessions per year are covered?
Is direct billing available?
It is your responsibility to check your coverage before you book your sessions.
Cancellation Policy
We understand that life can be unpredictable, and your time is important to us. If you need to cancel or reschedule a session, we kindly ask for at least 48 hours’ notice, including in cases of illness. If needed, we can also offer your session via phone or video to help make things easier.
Because your appointment time is reserved just for you, sessions that are missed or cancelled without the required notice are charged in full. This allows us to maintain availability for other clients and keep our schedule running smoothly. We appreciate your understanding and cooperation, and we’re here to support you in making therapy as accessible and flexible as possible.
Payment Methods
Same-day e-transfer is our preferred payment method.
A credit card is kept on file for convenience and is used only for:
Missed payments
Late cancellations
No-shows
Still Have Questions About Fees Or Insurance?
We’re happy to help you navigate your options. Contact us or Book a free 15-minute consultation. Let’s talk through your next steps together.
