Counselling Fees, Insurance & Payment Information
Invest in Your Wellbeing with Transparent, Straightforward Pricing
At Overcoming Waves Psychology & Counselling, we aim to make fees, billing, and insurance information as clear and straightforward as possible. Below you will find details about our session rates, insurance, and payment options.
Therapy Sessions For Individuals, Couples, & Families
Registered Psychologist (RPsych):
$235 per session (prices are subject to change)
Standard sessions are 50 minutes, with 10 minutes reserved for documentation and review.
Other session lengths are available upon request: 1.5 hours, 2 hours (please contact us on how to book this)
Sliding Scale Options: We know therapy is an investment, and we want to make support as accessible as possible. If finances are a barrier, please ask us about our sliding scale options. Availability is based on need and therapist capacity.
Group Therapy
Group Therapy Session
(per person):
$110 per session (prices are subject to change)
Report Writing, Telephone Consultation, Letters, and Form Completion
Psychology report writing, telephone, consultation, letters, and form completion:
$235 per 50 minutes or billed every 15 minutes at $58.75 (prices are subject to change)
Fees For Specialized Services
Psychology work for the legal system (i.e. preparing and testifying in court, writing a report for a lawyer, etc.):
$500 per hour or billed every 15 minutes at $125.00 (prices are subject to change)
We follow the fee guidelines set by the Psychologists’ Association of Alberta (PAA).
Direct Billing & Insurance
Many extended health benefit plans cover services provided by a Registered Psychologist. Coverage varies by provider and individual plan.
We are currently approved to direct bill:
AGA Financial Group Inc
Alberta Blue Cross
Belairdirect (formerly Johnson Inc.)
Beneva Inc.
BPA - Benefit Plan Administrators
Canada Life
Canada Life - PSHCP
Canadian Construction Workers Union
Canadian Armed Forces (CAF)
Chambers of Commerce Group Insurance
CINUP
ClaimSecure
Coughlin & Associates Ltd.
Cowan
Desjardins Insurance
Equitable
First Canadian
GreenShield Insurance
GMS Carrier 49
GMS Carrier 50
GPM
GroupHEALTH
GroupSource
Industrial Alliance
Johnston Group Inc.
LiUNA Local 183
LiUNA Local 506
Manion
Manulife Financial
Maximum Benefit
Medavie Blue Cross
MDM Insurance Services Inc.
People Corporation
RWAM Insurance Administrators
Royal Canadian Mounted Police (RCMP)
Simply Benefits
SSQ Insurance
Sun Life
TELUS AdjudiCare
Union Benefits
UV Insurance
UV Insurance
If you do not see your insurance provider listed above, please feel free to contact our office. If we do not direct bill your insurance provider, we will provide you with a detailed receipt that you can submit to your insurance provider for reimbursement. Therapy may also be eligible as a medical expense for tax purposes; please consult your accountant for guidance.
Questions to Ask Your Insurance Provider:
Do you need a doctor’s referral to see a psychologist or a counsellor?
How much $ does the insurance provider pay each session or each year for counselling or psychology sessions?
Is direct billing available?
It is your responsibility to check your coverage before you book your sessions.
Victims of Crime
We welcome clients approved for funding through the Victims of Crime Assistance Program and have experience supporting individuals accessing services through this program.
48 Hour Cancellation Policy
We understand that life can be unpredictable, and your time is important to us. If you need to cancel or reschedule a session, we kindly ask for at least 48 hours’ notice, including in cases of illness. If needed, we can also offer your session via phone or video to help make things easier.
Because your appointment time is reserved just for you, sessions that are missed or cancelled without the required 48 hours notice are charged in full. This allows us to maintain availability for other clients and keep our schedule running smoothly. We appreciate your understanding and cooperation, and we’re here to support you in making therapy as accessible and flexible as possible.
Payment Methods
Same-day e-transfer - is our preferred payment method (no additional fee)
Visa/Mastercard - if paid through Jane online booking (2.75% additional fee)
-i.e., $235/50 min session + $6.46 (processing fee) = $241.46
Visa/Mastercard - terminal at the office (2.50% additional fee)
-i.e., $235/50 min session + $5.88 (processing fee) = $240.88
Interact Debit - terminal at the office ($0.10 additional fee)
-i.e., $235/50 min session + $0.10 (processing fee) = $235.10
A credit card is kept on file for convenience and is used only for:
Missed payments
Late cancellations
No-shows
Still Have Questions About Fees Or Insurance?
We’re happy to help you navigate your options. Contact us or Book a free 15-minute consultation. Let’s talk through your next steps together.
